Pinder Braich's Blog
Most homes have some sort of an office space set up. Whether you work from home 100% of the time, use your office space from time to time, or just need a space to pay your bills and do a bit of paperwork, your home office space should be comfortable. You’ll need a bit more than a table and chair that is shoved into a corner somewhere in your home. Here are some tips to help you create the perfect home office:
Find The Perfect Space
You’ll need to find a good space for your home office. You should choose a space that doesn’t have too many distractions and is fairly quiet so that you can work. If the nature of your work requires you to have clients stop by, you’ll want to set up the office much differently than if you’re a writer who just enjoys a bit of activity around them.
Everything That You need Should Be In The Space
While home office furniture should complement furniture in other rooms of the home, you need to be sure that it’s functional. Don’t forget comfortable chairs, a good sized desk and a comfortable desk chair for the office. You can even add some of your favorite decorative pieces in the apace that make you happy and feel peaceful while working.
Keep The Color Theme One That You Love
Forget bland colors. Paint the walls of your home office a color that you love. If the walls feel vibrant, so too won’t your work feel that way. The color of a room really sets the tone and the mood for a room. You can match your decor around the color that you choose. While you don’t want your office to be sleepy, you also want to choose a color that will keep you calm and focused while working.
Organize The Room Both Ways
If you use your space in the home office both across and upward, you’ll have much more space to store whatever you need in the room. Everything that’s important will also be within an arm’s reach of you.
Decorate How You Like
Don’t forget that while this is an office, it’s yours right in your home. Just as if you were going to work and would put a picture of your family on your desk, you’ll want to add personal decorative touches to your home office space. These items could include kids’ artwork, vacation pictures, or pictures of places that make you feel happy and peaceful.
Your home office space should be a place of productivity and inspiration. Create it as a separate space, yet an equally stylish part of your own home.
Getting the best price for your residence can be easy, particularly if you allocate the necessary time and resources to become a smart home seller.
What does it take to become a smart home seller? Here are three tips to help you do just that.
1. Analyze the Housing Market Closely
The housing market can be tricky to navigate, especially for a first-time home seller. Fortunately, those who spend some time reviewing the real estate sector closely can identify housing market patterns and trends and plan accordingly.
For example, a home seller should check out the prices of comparable houses in his or her area. This will enable a property seller to understand how his or her home stacks up against the competition.
A home seller also should review the prices of recently sold homes. This will allow a home seller to differentiate between a buyer's market and a seller's market.
2. Take a Look at Your Home – Both Inside and Out
When a homebuyer views your house for the first time, will your residence make a positive first impression? If you're unsure, you may want to conduct a home appraisal as soon as possible.
A home appraisal allows a property inspector to examine your residence both inside and out. That way, you can identify any potential problems with your residence and make home improvements as needed.
There are many quick, simple ways to enhance your property's appearance without breaking your budget too.
For example, mowing the front lawn and trimming the hedges can help you transform an ordinary home exterior into an exceptional one.
Or, if you want to upgrade your house's interior, eliminating clutter usually is a great idea. Removing unwanted items from your house will help you free up space so you can show off the true beauty of your residence's interior.
3. Work with a Real Estate Agent
No one should be forced to navigate the home selling journey alone. Lucky for you, real estate agents are available who can help you seamlessly add your home to the housing market and optimize your residence's value.
A real estate agent will meet with you to understand your home selling goals. Then, he or she will help you map out a home selling journey, one that guarantees you can generate plenty of interest in your residence as soon as it becomes available.
Usually, a real estate agent will help you get your home ready to add to the real estate market. He or she will offer honest, unbiased home improvement recommendations so you can upgrade your residence in no time at all.
Perhaps best of all, a real estate agent will set up home showings, promote your residence to homebuyers and negotiate with property buyers on your behalf. And if you ever have home selling concerns or questions, a real estate agent will be happy to respond to them instantly.
Take the guesswork out of selling your home – use the aforementioned tips, and you can become a smart home seller.
Purchasing a home is a life-changing decision, and as such, should not be taken lightly. Fortunately, there are lots of things you can do to prepare for the homebuying journey, such as:
1. Determine Where You Want to Live
There is no shortage of high-quality houses available across the United States. Now, you just need to determine where you want to reside, and you can hone your house search accordingly.
Think about your long-term plans as you consider where you want to live. For instance, if you enjoy life in the big city, you may want to search for houses in or near the city of your choice. On the other hand, if you want to start a family in the near future, you may want to explore residences near parks and other family-friendly attractions.
Ultimately, it helps to narrow your home search to a few cities and towns. Because if you know where you want to live, you can quickly navigate the homebuying journey.
2. Establish a Budget
A budget is a must-have for any homebuyer, at any time. If you know how much you can spend on a house, you can search for residences that fall within your price range.
Oftentimes, it helps to meet with banks and credit unions before you launch a home search. These financial institutions can teach you about different types of mortgages. Then, you can select a mortgage that suits you perfectly.
Don't forget about home inspection, closing and other property buying fees, either. If you account for these property buying costs, you can ensure you have the necessary funds available to cover them.
3. Consult with a Real Estate Agent
A real estate agent is a difference-maker for a homebuyer. He or she is happy to teach a homebuyer about the ins and outs of the real estate market. As a result, a real estate agent will help you become a homebuying expert.
Typically, a real estate agent offers recommendations and insights throughout the homebuying journey. He or she first will learn about you and help you establish homebuying expectations. Next, a real estate agent will help you kick off a search for homes in your preferred cities and towns. When you find your dream residence, a real estate agent will help you craft a competitive offer to purchase this home. And if your offer to purchase is approved, a real estate agent will help you navigate the final stages of the homebuying journey.
Furthermore, a real estate agent can provide assistance any time a homebuyer has concerns or questions. A real estate agent strives to help you make informed homebuying decisions. Thus, he or she will do whatever it takes to educate you about the homebuying cycle and ensure you are ready to find and buy your ideal residence.
Simplify the process of finding your dream home – use the aforementioned tips, and you can prep for the homebuying journey.
We live in a world of convenience and endless choices. To watch a TV show, you can find it on cable, Netflix, Amazon Video, Hulu, and more. Sometimes, all of these options make it easy to spend more than necessary on monthly services.
If you’re hoping to buy a home in the near future, one way to save a bit more each month is to cut corners wherever possible.
In today’s post, I’m going to cover some tips that will help you start saving toward the down payment on your first home.
Cutting down on monthly services
They’re enticing, the myriad of entertainment services that we can now take advantage of. For a seemingly low monthly cost you can have hundreds of channels through cable. However, many cable users have noticed that their cable bill keeps creeping up each year and the service doesn’t get any better.
One way to start saving more each month is to ditch cable altogether. For news and the weather, there are many websites available. And, some local news stations stream live on their websites for free.
But, what about watching your favorite TV shows and movies? One of the world’s best kept secrets is that of interlibrary loans. Most public libraries are part of a system that allows you to get books, games, movies, and TV shows shipped to your local library for free. You simply reserve the latest season of Game of Thrones and wait for an email from your library.
Another issue many people have with monthly entertainment services is their tendency to add up. Reassess your monthly bills. If you’re paying for Netflix, Amazon Prime, and Hulu, do you really need all three?
Be smart about your savings
To save effectively, make sure your savings account is seeing a high return on its interest rate. Online banks tend to have higher returns than their brick & mortar counterparts, and most people don’t need to make regular visits to a bank anymore anyway.
Similarly, for credit cards, choose one with cashback rewards. Only use your credit card for necessities, like groceries and gas. Then, pay off each statement in full each month. Once you get your rewards, use them for more groceries and gas or put them in your down payment savings account, if possible.
Don’t forget about CDs (certificates of deposit)
One of the most effective ways of saving for a down payment is a certificate of deposit. CDs are perfect for down payments because you aren’t able to withdraw from them until they have matured--i.e., until you’ve reached your savings goal. They can be set for 6 months, a year, or more, and they tend to have higher returns than savings accounts.
Using a combination of these methods will help you start saving more each month so you can achieve your dream of owning a home sooner.
Trying to get your house ready for the real estate market? Ultimately, a home appraisal can help you set a fair price for your residence, thereby boosting your chances of a quick home sale.
During a home appraisal, a property inspector will evaluate your residence both inside and out. Then, this inspector will provide you with a report that details his or her findings, along with an estimated value of your residence.
With a home appraisal report in hand, you can establish home improvement priorities. Plus, you can enter the housing market with a good idea about your house's value and price your residence accordingly.
Clearly, there are many reasons to complete a home appraisal. But it also is important to do everything possible to get your house appraisal-ready to increase your chances of getting a high appraisal.
For those who are struggling to get their homes appraisal-ready, we're here to help.
Now, let's take a look at three tips to help you prep your residence for an appraisal.
1. Take an Objective View of Your Residence
Consider how a homebuyer may see your house – you'll be glad you did. If you take an objective approach to selling your residence, you may be able to identify various problem areas before you list your house.
For example, cracked or chipped home siding may seem like a minor issue to you, but this problem can affect how homebuyers perceive your house. Conversely, if you fix cracked or chipped siding before a home appraisal, you can increase the likelihood of a favorable appraisal.
2. Spend Some Time Cleaning Your House
A tidy house is a pristine residence, one that will surely stand out to homebuyers. Meanwhile, if you allocate some time to clean your residence, you may be able to identify potential home problems that otherwise could hurt your residence's value.
If you need extra help with home cleaning, it certainly pays to hire a professional cleaning company. This business hires friendly, experienced staff members who will help you enhance your house's interior and exterior in no time at all.
3. Consult with a Real Estate Agent
Getting a house appraisal-ready may prove to be costly and time-consuming. Fortunately, if you hire a real estate agent, you can receive extensive support as you prep your residence for an appraisal.
A real estate agent will examine your residence before an appraisal and offer honest, unbiased home improvement recommendations. In addition, he or she can put you in touch with the top property inspectors in your area to guarantee that you can receive a comprehensive appraisal.
Perhaps best of all, a real estate agent acts as a home selling guide. This housing market professional is ready to respond to your home selling concerns and questions and will do whatever it takes to ensure you can maximize the value of your residence.
Move one step closer to selling your house – use the aforementioned tips, and you can streamline the process of getting your home ready for an appraisal.